Unfortunately, not every family can boast of high income, when money is enough for absolutely everything, and still remains a little.
Two questions of eternity: "Where does the dust come from and where does the money go?" Lack of money worries most average households whose income is low. How to plan a budget so that there is enough for daily expenses, and you can at least postpone it a little.
First of all, you need to assess what the recent salary has been spent on, for this you need to have a notebook in which even the smallest expenses will be recorded. In a month or two, it will become clear what can be saved.
The bulk of the expenses are for the purchase of food. Going to the store, you need to make a shopping list and adhere to it clearly. Buying on the basis of "saw - bought", it is unlikely to save. In no case, you can’t go for food on an empty stomach, smells of muffin, coffee, sausages, etc. will beckon, whet your appetite and provoke you to get something that is not needed. If time permits, you can go to several stores and choose a product with a lower price, because even in nearby stores, the prices of the same products can vary significantly. Various promotions will also help to save, most importantly, do not forget about expiration dates.
Utility bills are inevitable, but they can be reduced a bit. Electricity bill will be significantly reduced if ordinary bulbs are replaced with energy-saving ones, and you also learn to put out the lights in empty rooms. A closed faucet while washing dishes will save several liters of water, the expense for which, ultimately, will be slightly lower. Unused appliances: chargers, slow cooker, hair dryer, etc. it is better to disconnect from the network, because they use electricity even when turned off.
Household chemicals - an integral element for home care. But some gels and powders can be replaced with improvised means: citric acid, soda, dry mustard, laundry soap, etc.
A car is not a luxury, but a means of transportation, but, nevertheless, in order to save money, you can change to public transport or walk if the distances are short.
It is better to buy expensive clothes out of season, because everyone knows that jackets, fur coats, and down jackets are much cheaper in summer, and a swimsuit in winter can be purchased for almost nothing.
Learning to save is not difficult, the main thing is to set a goal. The money that you managed to postpone can be spent on recreation, entertainment for children or buying something new.
